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Neither this information nor any copy of it may be taken or transmitted into the United States, Canada, Australia or Japan. This information placed on Sberbank's official web-site is not an offer for sale of securities (Securities) in the United States. Securities may not be offered or sold in the United States or for the account or benefit of U.S. persons absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. The issuer of the securities has not registered, and does not intend to register any portion of the issue in the United States, and does not intend to conduct a public offering of securities in the United States. This information can only be directed at (i) persons who are outside the United Kingdom or (ii) to investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the Order) or (iii) high net worth companies, and other persons to whom it may lawfully be communicated, falling within Article 49(2)(a) to (d) of the Order (all such persons in (i), (ii) and (iii) above together being referred to as relevant persons). The securities will only be available to, and any invitation, offer or agreement to subscribe, purchase or otherwise acquire such securities will be engaged in only with, relevant persons. Any person who is not a relevant person should not act or rely on this document or any of its contents. In any European Economic Area Member State that has implemented Directive 2003/71/EC (together with any applicable implementing measures in any Member State)(the Prospectus Directive), this information is only addressed to and is only directed at persons in that Member State who are qualified investors within the meaning of Article 2(1)(e) of the Prospectus Directive. These materials and the information herein are not a public offer or advertisement of securities in Russia, and are not an offer, or an invitation to make offers or to purchase, sell, exchange or transfer any securities in Russia, and do not constitute an advertisement of securities in Russia.