Risk Management Committee

Chairman of the Risk Management Committee:

Gennady Melikyan

Members of the Risk Management Committee:

Esko Tapani Aho

Nadezhda Ivanova

Aleksander Kuleshov

Nadya Christina Wells

The competence of the Risk Management Committee includes the following issues:

  • To oversee the development and conduct preliminary review of issues of risk and capital management of the Group[1], including:
      – The risk and capital management strategies of the Bank and the Group, including the procedure for managing the most significant risks and capital of the Bank and the Group
      –To review and oversee compliance with the Risk Appetite of the Group and the Bank
      –To approve the planned level of capital adequacy, the planned level of capital, and the planned structure of capital
      –To approve stress testing scenarios for the Group and the Bank
      –To approve key documents for the purposes of regulatory assessment of capital adequacy
      –To approve documents specifying approaches to accounting of risks in the remuneration system
  • To review reports, also as part of the internal capital adequacy assessment process
  • To oversee compliance with Russian risk management laws
  • To interact with other Committees of the Supervisory Board on matters of risk management


[1] The Group (Sberbank Group) is a banking group defined according to Federal Law No. 395-1 “On Banks and Banking Activities” dated December 2, 1990, in which Sberbank is the parent credit institution