Bank Reporting
Territory code under OKATO	Code of lending organization (branch)	
	under OKPO	Main State Registration number	Registration number (/reference number)	BIC	
45293554000	00032537	1027700132195	1481	044525225	

PROFIT AND LOSS STATEMENT OF A LENDING ORGANIZATION
as of 01.01.12
Abbreviated company name of the lending organization
OJSC Sberbank of Russia

Mail address
19 Vavilova St., Moscow 117997
Form code under OKUD 0409102
Quarterly
RUR’000
No.
of
line	Item description	Symbols	Amounts	Total
(col.4 + col.5)	
			in rubles	in a foreign currency and precious metals in the ruble equivalent		
1	2	3	4	5	6	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17
18
19	
Chapter I. INCOME

A. From bank operations and other transactions

Section 1. Interest income

1. On loans granted to

the Ministry of Finance of Russia 
Financial agencies of constituent entities 
the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations
Non-governmental commercial organizations
Non-governmental non-profit organizations
Sole traders
Citizens (natural persons) 
Non-resident legal entities 
Non-resident natural persons 
Lending organizations 
Non-resident banks

11101
11102

11103

11104

11105

11106

11107

11108

11109

11110

11111
11112
11113
11114
11115
11116
11117
11118
11119	

0
10,839,937

0

281

1,381

4,094,716

153,263

5,431

1,543,899

13,604

4,922,584
331,634,831
514,135
16,710,741
213,875,602
5,190,508
903
927,712
544,119	

0
0

0

0

0

1,518,104

1,165

0

19,605

0

155,580
55,414,228
0
19,487
1,603,339
14,526,910
103
147,807
1,536,020	

0
10,839,937

0

281

1,381

5,612,820

154,428

5,431

1,563,504

13,604

5,078,164
387,049,059
514,135
16,730,228
215,478,941
19,717,418
1,006
1,075,519
2,080,139	
	Symbols 11101-11119 total	0	590,973,647	590,973,647	665,915,995	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17
	
2. From other funds placed in:

the Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations
Non-governmental commercial organizations
Non-governmental non-profit organizations
Non-resident legal entities
Lending organizations
Non-resident banks
Bank of Russia	

11201
11202

11203

11204

11205

11206

11207

11208

11209

11210

11211
11212
11213
11214
11215
11216
11217	

0
0

0

0

0

0

0

0

0

0

1,042,779
46,914
0
6,790
1,405,384
0
0	

0
0

0

0

0

0

0

0

0

0

0
5,873
0
6,319,002
25,381
343,405
0	

0
0

0

0

0

0

0

0

0

0

1,042,779
52,787
0
6,325,792
1,430,765
343,405
0	
	Symbols 11201-11217 total	0	2,501,867	6,693,661	9,195,528	

1
2
3	
3. From cash in accounts held in

Bank of Russia 
Lending organizations 
Non-resident banks

11301
11302
11303	

0
3,635
0	

0
32
146,894	

0
3,667
146,894	
	Symbols 11301-11303 total	0	3,635	146,926	150,561	

1
2
3	
4. From deposits placed in

Bank of Russia 
Lending organizations 
Non-resident banks

11401
11402
11403	

2,737,164
0
0	

0
0
66,292	

2,737,164
0
66,292	
	Symbols 11401-11403 total	0	2,737,164	66,292	2,803,456	

1
2

3
4
5
6
7
8	
5. From investments in debentures 
(less notes) of

The Russian Federation
Constituent entities of the RF and local 
self-government agencies
Bank of Russia
Lending organizations
Other debentures
Foreign countries
Non-resident banks
Other debentures of non-residents

11501
11502

11503
11504
11505
11506
11507
11508	

46,664,190
10,015,610

6,284,456
411,178
24,592,565
256,374
145,397
837,677	

3,474,549
0

0
0
33,805
565,002
798,293
6,366,273	

50,138,739
10,015,610

6,284,456
411,178
24,626,370
821,376
943,690
7,203,950	
	3	0	89,207,447	11,237,922	100,445,369	

1
2

3
4
5
6
7
8	
6. From discounted notes of 

Federal agencies
Agencies of constituent entities of the RF
and local self-government agencies
Lending organizations
Notes of other residents
State agencies of foreign countries
Local agencies of foreign countries
Non-resident banks
Notes of other non-residents

11601
11602

11603
11604
11605
11606
11607
11608	

0
0

0
0
0
0
0
0	

0
0

0
0
0
0
0
0	

0
0

0
0
0
0
0
0	
	Symbols 11601-11608 total	0	0	0	0	
	Section 1 total	0	685,423,760	93,087,149	778,510,909	

1
2	
Section 2. Interest income from bank operations and other transactions

1. Income from opening and maintaining bank 
accounts, cash management services for clients
Fee for opening and maintaining bank accounts
Fee for cash management services

12101
12102	

11,812,696
98,970,103	

73,023
3,514,546	

11,885,719
102,484,649	
	Symbols 12101-12102 total	0	110,782,799	3,587,569	114,370,368	

1	
2. Income from purchase and sale of foreign 
currency, cash and non-cash

Income from purchase and sale of foreign 
currency, cash and non-cash

12201	

91,133,717	

x	

91,133,717	
	Symbol 12201 total	0	91,133,717	x	91,133,717	

1	
3. Income from the granting of bank guarantees 
and sureties

Income from the grant of bank guarantees 
and sureties

12301	

3,695,946	

325,557	

4,021,503	
	Symbol 12301 total	0	3,695,946	325,557	4,021,503	

1
2
3

4

5
6	
4. Income from other transactions

From redemption and sale of acquired claims
From transactions involving trust management
From operations in precious metals 
and precious stones
From the lease of special premises and safe 
deposit boxes for documents and valuables
From transactions of financial leasing 
From performance of consulting 
and information services

12401
12402
12403

12404

12405
12406	

246,007
60,397
8,420,963

1,072,703

0
13,675,800	

x
37
x

0

0
73,601	

246,007
60,434
8,420,963

1,072,703

0
13,749,401	
	Symbols 12401-12406 total	0	23,475,870	73,638	23,549,508	
	Section 2 total	0	229,088,332	3,986,764	233,075,096	
	
Total for income group A "From bank operations
and other transactions" (Sections 1-2)
	
0	
914,512,092	
97,073,913	
1,011,586,005	

1
2

3
4
5
6
7
8	
B. Operating income

Section 3. Income from securities transactions less interest, dividends and revaluation

1. Income from transactions 
in purchased securities

The Russian Federation
Constituent entities of the RF 
and local self-government agencies
Bank of Russia
Lending organizations
Other securities
Foreign countries
Non-resident banks
Other securities of non-residents

13101
13102

13103
13104
13105
13106
13107
13108	

711,283
452,479

486,727
21,620
9,192,277
311,55
85,069
248,745	

x
x

x
x
x
x
x
x	

711,283
452,479

486,727
21,620
9,192,277
31,155
85,069
248,745	
	Symbols 13101-13108 total	0	11,229,355		11,229,355	
1	
2. Income from transactions 
in issued securities

Income from transactions 
in issued securities
	
13201	
63,910	
0	
63,910	
	Symbol 13201 total	0	63,910	0	63,910	
	Section 3 total	0	11,293,265	0	11,293,265	

1
2
3
4	
Section 4. Income from an interest 
in other organizations

1. Dividends on investments in shares of 

Lending organizations
Other organizations
Non-resident banks
Other non-resident organizations

14101
14102
14103
14104	

147
2,883,879
0
0	

0
1,569
0
8,072	

147
2,885,448
0
8,072	
	Symbols 14101-14104 total	0	2,884,026	9,641	2,893,667	

1
2
3
4	
2. Dividends on investments in shares 
of subsidiaries and affiliates of

Lending organizations 
Other organizations
Non-resident banks
Other non-resident organizations

14201
14202
14203
14204	

0
577,617
0
0	

0
0
29,924
0	

0
577,617
29,924
0	
	Symbols 14201-14204 total	0	577,617	29,924	607,541	

1
2
3
4	
3. Income from an interest in businesses 
(other than joint-stock companies)

Lending organizations
Non-resident banks
Other organizations
Other non-resident organizations

14301
14302
14303
14304	

0
0
0
0	

0
0
0
0	

0
0
0
0	
	Symbols 14301-14304 total	0	0	0	0	

1
2
3
4	
4. Income from an interest in subsidiaries 
and affiliates (other than joint-stock companies)

Lending organizations
Non-resident banks
Other organizations
Other non-resident organizations

14401
14402
14403
14404	

0
0
16,469
0	

0
0
0
0	

0
0
16,469
0	
	Symbols 14401-14404 total	0	16,469	0	16,469	
	Section 4 total	0	3,478,112	39,565	3,517,677	

1

2

3	
Section 5. Positive revaluation

1. Positive revaluation of securities, 
funds in foreign currencies, precious metals

Securities (balance account # 70602, 
for preparation of the annual statement - 
balance account # 70702)
Funds in foreign currencies (balance 
account # 70603, for preparation of the annual 
statement - balance account # 70703)
Precious metals (balance account # 70604, 
for preparation of the annual statement -
balance account # 70704)

15101

15102

15103	

151698

4241023092

893158261	

x

x

x	

151,698

4,241,023,092

893,158,261	
	Symbols 15101-15103 total	0	5,134,333,051	x	5,134,333,051	

1
2
3
4	
2. Income from embedded derivatives 
non-detachable from the underlying contract 
(balance account # 70605, for preparation 
of the annual statement - balance account 
# 70705):

From changes in securities prices
From changes in the foreign exchange rates 
From changes in the price index 
From changes in other variables

15201
15202
15203
15204	

0
4,377,029
0
277,490	

x
x
x
x	

0
4,377,029
0
277,490	
	Symbols 15201-15204 total	0	4,654,519	x	4654519	
	Section 5 total	0	5,138,987,570	x	5,138,987,570	

1
2
3
4
5	
Section 6. Other operating income

1. Income from settlement (delivery-free) 
fixed term transactions

From changes in the interest rate
From changes in securities prices
From changes in the foreign exchange rates
From changes in the price index
From changes in other variables

16101
16102
16103
16104
16105	

1,026,163
0
435,257
3,431,534
0	

465,457
0
5,424,519
0
0	

1,491,620
0
5,859,776
3,431,534
0	
	Symbols 16101-16105 total	0	4,892,954	5,889,976	10,782,930	

12

3	
2. Fees received

For transactions in currency valuables
For intermediary services under broking
and similar contracts
Under other transactions

16201
16202

16203	

457,286
3,195,813

40,998,107	

21,295
65,458

3,145,871	

478,581
3,261,271

44,143,978	
	Symbols 16201-16203 total	0	44,651,206	3,232,624	47,883,830	

1
2
3
4
5

6	
3. Other operating income

From lease of property
From retirement (sale) of property
From write-up of fixed assets after write-down
Delivery of assets for trust management
From restoration of reserves 
for possible losses, less reserves 
for non-credit contingencies 
Other operating income

16301
16302
16303
16304
16305

16306	

533,269
353,908
0
0
1,131,773,988

8,080,761	

0
x
x
0
x

2,081,649	

533,269
353,908
0
0
1,131,773,988

10,162,410	
	Symbols 16301-16306 total	0	1,140,741,926	2,081,649	1,142,823,575	
	Section 6 total	0	1,190,286,086	11,204,249	1,201,490,335	
	
Total for income group B "Operating income" 
Sections (3-6)
		
6,344,045,033	
11,243,814	
6,355,288,847	

1

2
3	
C. Other income

Section 7. Other income

1. Fines, penalties, forfeits

From operations of raising 
and granting (placing) funds
From other bank operations and transactions From other (business) operations

17101

17102
17103	

8,149,669

16,134
64,670	

593,575

15
0	

8,743,244

16,149
64,670	
	Symbols 17101-17103 total	0	8,230,473	593,590	8,824,063	

1

2
3	
2. Income of previous years discovered 
in the reporting year

From operations of raising and granting 
(placing) funds
From other bank operations and transactions From other (business) operations

17201

17202
17203	

2,828,542

33,657
216,738	

169,331

227
648	

2,997,873

33,884
217,386	
	Symbols 17201-17203 total	0	3,078,937	170,206	3,249,143	

1
2

3

4

5	
3. Other income included in the other category

From property received free of charge 
Proceeds to compensate for losses, 
including insurance compensation from insurers
From the posting of surpluses of: 
tangible valuables 
cash
From write-off of liabilities and unclaimed accounts payable 
Other income
including: From restoration of reserves
for non-credit
contingencies

17301
17302

17303
17304
17305

17306
17307	

70
41,010

47,262
53,685
223,288

170,650
0	

0
0

0
5,118
5,075

12,405
x	

70
41,010

47,262
58,803
228,363

183,055
0	
	Symbols 17301-17306 total	0	535,965	22,598	558,563	
	Section 7 total	0	11,845,375	786,394	12,631,769	
	
Total for income group C "Other income" 
(Section 7)
	0	
11,845,375	
786,394	
12,631,769	
	Total for Chapter I "Income" (Sections 1-7)	10000	7,270,402,500	109,104,121	7,379,506,621	

1
2
3
4	
Chapter II. EXPENSES

A. From bank operations and other transactions

Section 1. Interest expenses

1. On loans received from:

Bank of Russia 
Lending organizations 
Non-resident banks 
Other creditors

21101
21102
21103
21104	

19,829,257
1,190,481
52,619
0	

0
55,247
2,921,991
0	

19,829,257
1,245,728
2,974,610
0	
	Symbols 21101-21104 total	0	21,072,357	2,977,238	24,049,595	

1

2

3

4

5

6

7
8
9
10
11
12
13
14	
2. On cash in bank accounts held by clients -
legal entities

Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Lending organizations 
Non-resident banks 
Sole traders
Non-resident sole traders 
Non-resident legal entities

21201

21202

21203

21204

21205

21206

21207
21208
21209
21210
21211
21212
21213
21214	

181

997,594

227,714

453

189,512

37,178

319,364
7,277,195
349,695
385,815
155,863
41,552
0
15,779	

0

10,087

1,126

0

3

14

1,551
441,584
1,652
1,729
9,021
20
0
361	

181

1,007,681

228,840

453

189,515

37,192

320,915
7,718,779
351,347
387,544
164,884
41,572
0
16,140	
	Symbols 21201-21214 total	0	9,997,895	467,148	10,465,043	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
3. On deposits from legal entities

The Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal
government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Non-resident legal entities 
Lending organizations 
Non-resident banks 
Bank of Russia

21301
21302

21303

21304

21305

21306

21307

21308

21309

21310

21311
21312
21313
21314
21315
21316
21317	

59,597
3,990,237

0

3,433

489

195,626

18,072

7,977

40,152

31,013

837,682
7,297,457
635,479
77,666
2,981
0
0	

0
0

0

0

0

95,777

11

0

75

12

18,924
9,703,713
15,067
62,006
3
0
0	

59,597
3,990,237

0

3,433

489

291,403

18,083

7,977

40,227

31,025

856,606
17,001,170
650,546
139,672
2,984
0
0	
	Symbols 21301-21317 total	0	13,197,861	9,895,588	23,093,449	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
4. On other funds raised from legal entities

The Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Non-resident legal entities 
Lending organizations 
Non-resident banks 
Bank of Russia

21401
21402

21403

21404

21405

21406

21407

21408

21409

21410

21411
21412
21413
21414
21415
21416
21417	

0
215

8

0

0

0

0

0

0

0

318,000
0
16
0
13,599
0
2,989,058	

0
0

0

0

0

0

0

0

0

0

0
0
0
8,839,581
7
672,633
0	

0
215

8

0

0

0

0

0

0

0

318,000
0
16
8,839,581
13,606
672,633
2,989,058	
	Symbols 21401-21417 total	0	3,320,896	9,512,221	12,833,117	

1
2	
5. On cash in bank accounts held by individual clients

Citizens of the Russian Federation 
Non-residents

21501
21502	

4,501,646
828	

3
0	

4,501,649
828	
	Symbols 21501-21502 total	0	4,502,474	3	4,502,477	

1
2	
6. On deposits from individual clients

Citizens of the Russian Federation 
Non-residents

21601
21602	

165,319,623
318,539	

17,402,036
332,124	

182,721,659
650,663	
	Symbols 21601-21602 total	0	165,638,162	17,734,160	183,372,322	

1
2	
7. On other funds raised from individual clients

Citizens of the Russian Federation 
Non-residents

21701
21702	

0
0	

0
0	

0
0	
	Symbols 21701-21702 total	0	0	0	0	

1
2
3
4	
8. On issued debentures, including 

Bonds
Certificates of deposit 
Savings certificates 
Notes

21801
21802
21803
21804	

0
39,342
484,160
2,570,975	

0
0
0
68,134	

0
39,342
484,160
2,639,109	
	Symbols 21801-21804 total	0	3,094,477	68,134	3,162,611	
	Section 1 total	0	220,824,122	40,654,492	261,478,614	

1	
Section 2. Other expenses on bank operations 
and other transactions

1. Expenses on purchase and sale 
of foreign currency, cash and non-cash

Expenses on purchase and sale 
of foreign currency,  cash and non-cash

22101	

86,481,396	

x	

86,481,396	
	Symbol 22101 total	0	86,481,396	x	86,481,396	

1
2
3	
2. Expenses on other transactions, including

Redemption and sale of acquired claims
Trust management of assets 
Operations in precious metals 
and precious stones

22201
22202
22203	

0
106
5,051,610	

x
5
x	

0
111
5,051,610	
	Symbols 22201-22203 total	0	5,051,716	5	5,051,721	
	Section 2 total	0	91,533,112	5	91,533,117	
	
Total for expense group A "On bank operations 
and other transactions" (Sections 1-2)
	
0	
312,357,234	
40,654,497	
353,011,731	

1
2

3
4
5
6
7
8
9	
B. Operating expenses

Section 3. Expenses on securities transactions 
less interest, dividends and revaluation

1. Expenses on transactions in acquired 
securities of

The Russian Federation
RF constituent entities and local
self-government agencies
Bank of Russia
Lending organizations
Other securities 
Foreign countries 
Non-resident banks
Other securities of non-residents 
Expenses of professional players 
of the securities market related to purchase 
and sale of securities (less the cost 
of consulting and information services)

23101
23102

23103
23104
23105
23106
23107
23108
23109	

267,924
79,663

495,345
14,890
1,350,201
104,215
59,933
328,197
0	

x
x

x
x
x
x
x
x
0	

267,924
79,663

495,345
14,890
1,350,201
104,215
59,933
328,197
0	
	Symbols 23101-23109 total	0	2,700,368	0	2,700,368	

1	
2. Expenses on transactions 
in issued securities

Expenses on transactions in issued securities

23201	

0	

0	

0	
	Symbol 23201 total	0	0	0	0	
	Section 3 total	0	2,700,368	0	2,700,368	

1

2

3	
Section 4. Negative revaluation

1. Negative revaluation of securities, 
funds in foreign currencies, precious metals

Securities (balance account #70607, 
for preparation of the annual statement -
balance account # 70707) 
Funds in foreign currencies (balance account 
#70608, for preparation of the annual 
statement - balance account # 70708) 
Precious metals (balance account #70609, 
for preparation of the annual statement -
balance account # 70709)

24101

24102

24103	

1,291,374

4,234,678,625

889,601,628	

x

x

x	

1,291,374

4,234,678,625

889,601,628	
	Symbols 24101-24103 total	0	5,125,571,627	x	5,125,571,627	

1
2
3
4	
2. Expenses on embedded derivatives 
non-detachable from the underlying contract 
(balance account # 70610, for preparation 
of the annual statement - balance account 
# 70710):

On changes in securities prices
On changes in the foreign exchange rates
On changes in the price index
On changes in other variables

24201
24202
24203
24204	

0
4,864,334
0
502,103	

x
x
x
x	

0
4,864,334
0
502,103	
	Symbols 24201-24204 total	0	5,366,437	x	5,366,437	
	Section 4 total	0	5,130,938,064	x	5,130,938,064	

1
2
3
4
5	
Section 5. Other operating expenses

1. Expenses on settlement (delivery-free) 
fixed-term transactions

On changes in the interest rate
On changes in securities prices
On changes in the foreign exchange rates
On changes in the price index
On changes in other variables

25101
25102
25103
25104
25105	

2,420,188
0
698,907
4,407,815
0	

122,639
0
4,294,168
0
0	

2,542,827
0
4,993,075
4,407,815
0	
	Symbols 25101-25105 total	0	7,526,910	4,416,807	11,943,717	

1
2

3

4
5

6	
2. Fees paid

For transactions in currency valuables
For cash management services and maintenance 
of bank accounts
For money transfer services, incl. services 
of payment and settl. systems
For guarantees and surety received
For intermediary services under broking 
and similar contracts
For other operations

25201
25202

25203

25204
25205

25206	

0
913

5,255,571

0
35,880

932,275	

4,842
41,999

1,410,017

0
0

671,090	

4,842
42,912

6,665,588

0
35,880

1,603,365	
	Symbols 25201-25206 total	0	6,224,639	2,127,948	8,352,587	

1
2

3	
3. Other operating expenses, including

Delivery of assets for trust management 
Deductions to reserves for possible losses 
less reserves for non-credit
contingencies 
Other operating expenses

25301
25302

25303	

0
1,119,484,764

9,508,608	

0
x

1,062,437	

0
1,119,484,764

10,571,045	
	Symbols 25301-25303 total	0	1,128,993,372	1,062,437	1,130,055,809	
	Section 5 total	0	1,142,744,921	7,607,192	1,150,352,113	

1

2

3

4	
Section 6. Expenses on support of operations 
of the lending organization

1. Labor costs

Cost of remuneration, including bonuses 
and compensation
Taxes and charges deducted from the salary 
and paid by employers under laws of the Russian
Federation 
Expenses related to personnel relocation 
(other than labor costs) 
Other costs of maintaining personnel

26101

26102

26103

26104	

154,457,721

30,779,963

775

1,350,739	

28,142

0

0

0	

154,485,863

30,779,963

775

1,350,739	
	Symbols 26101-26104 total	0	186,589,198	28,142	186,617,340	

1
2

3	
2. Depreciation of 

Fixed assets
Fixed assets obtained on terms 
of financial leasing
Intangible assets

26201
26202

26203	

24,716,343
0

201,881	

x
x

x	

24,716,343
0

201,881	
	Symbols 26201-26203 total	0	24,918,224	x	24,918,224	

1

2

3
4

5
6
7	
3. Expenses related to upkeep (operation)
of property and its retirement, including

Cost of repair of fixed assets 
and other property
Cost of upkeep of fixed assets and other 
property (including utility expenses)
Rent for leased fixed assets and other property
Fee for the right to use intellectual 
property items
Write-off of the value of stocks 
Write-down of fixed assets 
Retirement (sale) of property

26301

26302

26303
26304

26305
26306
26307	

3,223,704

15,761,186

5,848,515
2,752,437

4,589,795
0
18,272,790	

0

3,064

16,408
7,606

x
x
x	

3,223,704

15,764,250

5,864,923
2,760,043

4,589,795
0
18,272,790	
	Symbols 26301-26307 total	0	50,448,427	27,078	50,475,505	

1
2
3
4
5
6

7
8
9
10
11

12	
4. Organization and administrative expenses

Training and retraining of staff
Business trips
Security guard
Advertising
Entertainment expenses
Communication, telecom and information 
systems services
Court and arbitration costs
Audit
Publication of reports 
Insurance
Taxes and charges included in expenses 
under laws of the Russian Federation 
Other organization and administrative expenses

26401
26402
26403
26404
26405
26406

26407
26408
26409
26410
26411

26412	

249,024
1,470,145
3,682,580
4,291,773
176,847
9,088,924

249,164
41,400
2,462
21,720,868
25,237,197

9,972,993	

22,112
9,083
623
56,585
1,501
238,025

0
899
121
250
151,792

1,195,140	

271,136
1,479,228
3,683,203
4,348,358
178,348
9,326,949

249,164
42,299
2,583
21,721,118
25,388,989

11,168,133	
	Symbols 26401-26412 total	0	76,183,377	1,676,131	77,859,508	
	Section 6 total	0	338,139,226	1,731,351	339,870,577	
	
Total for expense group B "Operating expenses" 
Sections (3-6)
	
0	
6,614,522,579	
9,338,543	
6,623,861,122	

1

2
3	
C. Other expenses

Section 7. Other expenses

1. Fines, penalties, forfeits

Operations of raising and granting 
(placing) funds
Other bank operations and transactions 
Other (business) operations

27101

27102
27103	

411,859

29
107,672	

0

0
547	

411,859

29
108,219	
	Symbols 27101-27103 total	0	519,560	547	520,107	

1

2
3	
2. Expenses of previous years discovered 
in the reporting year

Operations of raising and granting 
(placing) funds
Other bank operations and transactions 
Other (business) operations

27201

27202
27203	

517,481

1,743,207
453,499	

49,025

1,303
840	

566,506

1,744,510
454,339	
	Symbols 27201-27203 total	0	2,714,187	51,168	2,765,355	

1
2
3

4

5
6

7

8	
3. Other expenses included in other categories

Payments to compensate for losses incurred 
Write-off of the shortage of stocks 
Write-off of the shortage of cash, 
amounts of bills that have signs of forgery
Write-off of assets (claims) 
and unclaimed accounts receivable 
Charity expenses and other similar expenses
Expenses to hold sporting events, recreation,
cultural and educational events 
and other similar events
Expenses resulting from force majeure 
in business operations 
Other expenses 
including: Deductions to reserves 
for non-credit contingencies	

27301
27302
27303

27304

27305
27306

27307

27308
27309	

185,625
0
0

19,839

1,717,518
1,429,892

0

2,064,357
0	

63
0
0

0

114,206
10,703

0

45
x	

185,688
0
0

19,839

1,831,724
1,440,595

0

2,064,402
0	
	Symbols 27301-27308 total	0	5,417,231	125,017	5,542,248	
	Section 7 total	0	8,650,978	176,732	8,827,710	
	
Total for expense group C "Other expenses" 
(Section 7)
	
0	
8,650,978	
176,732	
8,827,710	
	Sections 1-7 total	0	6,935,530,791	50,169,772	6,985,700,563	
	
Profit before tax (symbol 10000 minus line 
"Sections 1-7 total expenses")
	
01000	
x	
x	
393,806,058	
	
Loss before tax (line "Sections 1-7 
total expenses" minus symbol 10000)
	
02000	
x	
x	
0	

1	
Section 8. Profit tax (balance account
# 70611, for preparation of the annual 
statement - balance account # 70711)

Profit tax

28101	

71,914,979	

x	

71,914,979	
	Section 8 total	0	71,914,979	x	71,914,979	
	Chapter 11 "Expenses" total (Sections 1-8)	20000	7,007,445,770	50,169,772	7,057,615,542	

1

2

1

2	
III. FINANCIAL RESULT
after tax and its utilization

Section 1. Financial result after tax

Profit after tax (symbol 01000 
minus symbol 28101)

Loss after tax (symbol 02000
plus symbol 28101 or symbol 28101 
minus symbol 01000)

Section 2. Payments from profit after tax 
(balance account # 70612, for preparation 
of annual statement - balance account # 70712)

Allocations made to shareholders (members) 
as dividends

Deductions to create and replenish 
the reserve fund

31001

31002

32001

32002	

x

x

0

0	

x

x

x

x	

321,891,079

0

0

0	
	Section 2 total	32101	0	x	0	

1

2	
Section 3. Financial result per statement

Unused profit (symbol 31001 minus symbol 32101)

Loss (symbol 31002 plus symbol 32101 
or symbol 32101 minus symbol 31001)

33001

33002	

x

x	

x

x	

321,891,079

0	

Reference section

RUR’000	
No. of
line	
Description of the figure	
Amount	
1	2	3	
1	Business development expenses, total, including:	0	
1.1	labor costs, including bonuses and compensation (part of symbol 26101)	0	
1.2	taxes and charges deducted from the salary and paid by employers under laws 
of the Russian Federation (part of symbol 26102)	0	
1.3	expenses related to personnel relocation (less labor costs) (part of symbol 26103)	0	
1.4	other costs of maintaining personnel (part of symbol 26104)	0	
1.5	depreciation of fixed assets (part of symbol 26201)	0	
1.6	depreciation of fixed assets obtained on terms of financial leasing (part of symbol 26202)	0	
1.7	depreciation of intangible assets (part of symbol 26203)	0	
1.8	cost of repair of fixed assets and other property (part of symbol 26301)	0	
1.9	cost of the upkeep of fixed assets and other property (including utility expenses)
(part of symbol 26302)	0	
1.10	cost of rent for leased fixed assets and other property (part of symbol 26303)	0	
1.11	cost of write-off of stocks (part of symbol 26305)	0	
1.12	cost of staff training and retraining (part of symbol 26401)	0	
1.13	cost of business trips (part of symbol 26402)	0	
1.14	cost of security guard (part of symbol 26403)	0	
1.15	advertising costs (part of symbol 26404)	0	
1.16	entertainment costs (part of symbol 26405)	0	
1.17	cost of communications, telecom and information systems services (part of symbol 26406)	0	
1.18	insurance costs (part of symbol 26410)	0	
1.19	other organization and administrative costs (part of symbol 26412)	0	

Deputy Chairman
of the Management Board of OJSC Sberbank of Russia	A.A. Karamzin

Chief Accountant of Sberbank of Russia - Director of the Accounting and Reporting
Department	A.V. Kruzhalov

/Seal/

Executed by: T.M. Zuykova
Telephone: 957-54-61

16.01.2011

Form checksum: 4164
Program version (.EXE): 18.03.2010
Descriptor version (.PAK): 15.02.2011