Bank Reporting
Territory code under OKATO	Code of lending organization (branch)	
	under OKPO	Main State Registration number	Registration number (/reference number)	BIC	
45293554000	00032537	1027700132195	1481	044525225	

PROFIT AND LOSS STATEMENT OF A LENDING ORGANIZATION
as of 01.10.11
Abbreviated company name of the lending organization
OJSC Sberbank of Russia

Mail address
19 Vavilova St., Moscow 117997
Form code under OKUD 0409102
Quarterly
RUR’000
No.
of
line	Item description	Symbols	Amounts	Total
(col.4 + col.5)	
			in rubles	in a foreign currency 
and precious metals 
in the ruble equivalent		
1	2	3	4	5	6	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17
18
19	
Chapter I. INCOME

A. From bank operations and other transactions

Section 1. Interest income

1. On loans granted to

the Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned
by the federal government
Non-profit organizations owned
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations
Non-governmental commercial organizations
Non-governmental non-profit organizations
Sole traders
Citizens (natural persons) 
Non-resident legal entities 
Non-resident natural persons 
Lending organizations 
Non-resident banks

11101
11102

11103

11104

11105

11106

11107

11108

11109

11110

11111
11112
11113
11114
11115
11116
11117
11118
11119	

0
7,902,205

0

279

1,372

2,840,077

141,313

2,070

1,115,894

12,431

3,209,086
238,894,727
389,978
11,936,272
153,350,503
3,138,144
690
525,825
334,125	

0
0

0

0

0

1,228,783

0

0

14,593

0

116,251
40,666,128
0
1,4041
1,310,403
9,945,947
77
140,506
1,147,624	

0
7,902,205

0

279

1,372

4,068,860

141,313

2,070

1,130,487

12,431

3,325,337
279,560,855
389,978
11,950,313
154,660,906
13,084,091
767
666,331
1,481,749	
	Symbols 11101-11119 total	0	423,794,991	54,584,353	478379344	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
2. From other funds placed in:

the Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies 
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned by 
the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations
Non-governmental commercial organizations
Non-governmental non-profit organizations
Non-resident legal entities
Lending organizations
Non-resident banks
Bank of Russia

11201
11202

11203

11204

11205

11206

11207

11208

11209

11210

11211
11212
11213
11214
11215
11216
11217	

0
0

0

0

0

0

0

0

0

0

776,449
46,914
0
0
1,249,202
0
0	

0
0

0

0

0

0

0

0

0

0

0
3,994
0
4,259,657
17,064
245,604
0	

0
0

0

0

0

0

0

0

0

0

776,449
50,908
0
4,259,657
1,266,266
245,604
0	
	Symbols 11201-11217 total	0	2,072,565	4,526,319	6,598,884	

1
2
3	
3. From cash in accounts held in

Bank of Russia 
Lending organizations 
Non-resident banks

11301
11302
11303	

0
2,290
0	

0
18
75,077	

0
2,308
75,077	
	Symbols 11301-11303 total	0	2,290	75,095	77,385	

1
2
3	
4. From deposits placed in

Bank of Russia 
Lending organizations 
Non-resident banks

11401
11402
11403	

2,724,836
0
0	

0
0
47,376	

2,724,836
0
47,376	
	Symbols 11401-11403 total	0	2,724,836	47,376	2,772,212	

1
2

3
4
5
6
7
8	
5. From investments in debentures 
(less notes) of

The Russian Federation
Constituent entities of the RF 
and local self-government agencies
Bank of Russia
Lending organizations
Other debentures
Foreign countries
Non-resident banks
Other debentures of non-residents

11501
11502

11503
11504
11505
11506
11507
11508	

34,612,834
7,586,658

6,284,456
167,901
18,191,315
191,733
0
371,836	

2,565,978
0

0
0
33,805
401,841
542,864
4,553,658	

37,178,812
7,586,658

6,284,456
167,901
18,225,120
593,574
542,864
4,925,494	
	Symbols 11501-11508 total	0	67,406,733	8,098,146	75,504,879	

1
2

3
4
5
6
7
8	
6. From discounted notes of 

Federal agencies
Agencies of constituent entities of the RF 
and local self-government agencies
Lending organizations
Notes of other residents
State agencies of foreign countries
Local agencies of foreign countries
Non-resident banks
Notes of other non-residents

11601
11602

11603
11604
11605
11606
11607
11608	

0
0

0
0
0
0
0
0	

0
0

0
0
0
0
0
0	

0
0

0
0
0
0
0
0	
	Symbols 11601-11608 total	0	0	0	0	
	Section 1 total	0	496,001,415	67,331,289	563,332,704	

1
2	
Section 2. Interest income from bank operations 
and other transactions

1. Income from opening and maintaining bank 
accounts, cash management services for clients

Fee for opening and maintaining bank accounts
Fee for cash management services

12101
12102	

8,568,880
70,131,807	

52,584
2,539,831	

8,621,464
72,671,638	
	Symbols 12101-12102 total	0	78,700,687	2,592,415	81,293,102	

1	
2. Income from purchase and sale of foreign 
currency, cash and non-cash

Income from purchase and sale of foreign 
currency, cash and non-cash

12201	

61,739,129	

x	

61,739,129	
	Symbol 12201 total	0	61,739,129	x	61,739,129	

1	
3. Income from the granting of bank guarantees 
and sureties

Income from the grant of bank guarantees 
and sureties

12301	

2,398,394	

187,650	

2,586,044	
	Symbol 12301 total	0	2,398,394	187,650	2,586,044	

1
2
3

4

5
6	
4. Income from other transactions

From redemption and sale of acquired claims
From transactions involving trust management
From operations in precious metals 
and precious stones
From the lease of special premises
and safe deposit boxes for documents 
and valuables
From transactions of financial leasing 
From performance of consulting 
and information services

12401
12402
12403

12404

12405
12406	

208,616
46,509
5,613,926

789,838

0
9,477,625	

x
3
x

0

0
73,088	

208,616
46,512
5,613,926

789,838

0
9,550,713	
	Symbols 12401-12406 total	0	16,136,514	73,091	16,209,605	
	Section 2 total	0	158,974,724	2,853,156	161,827,880	
	
Total for income group A "From bank operations 
and other transactions" (Sections 1-2)
	
0	
654,976,139	
70,184,445	
725,160,584	

1
2

3
4
5
6
7
8	
B. Operating income

Section 3. Income from securities transactions
less interest, dividends and revaluation

1. Income from transactions 
in purchased securities

The Russian Federation
Constituent entities of the RF 
and local self-government agencies
Bank of Russia
Lending organizations
Other securities
Foreign countries
Non-resident banks
Other securities of non-residents

13101
13102

13103
13104
13105
13106
13107
13108	

575,203
380,022

486,727
10,781
7,892,874
30,647
81,323
183,989	

x
x

x
x
x
x
x
x	

575,203
380,022

486,727
10,781
7,892,874
30,647
81,323
183,989	
	Symbols 13101-13108 total	0	9,641,566		9,641,566	

1	
2. Income from transactions 
in issued securities

Income from transactions in issued securities

13201	

46,084	

0	

46,084	
	Symbol 13201 total	0	46,084	0	46,084	
	Section 3 total	0	9,687,650	0	9,687,650	

1
2
3
4	
Section 4. Income from an interest 
in other organizations

1. Dividends on investments in shares of

Lending organizations
Other organizations
Non-resident banks
Other non-resident organizations

14101
14102
14103
14104	

147
2,864,318
0
0	

0
1,569
0
5,174	

147
2,865,887
0
5,174	
	Symbols 14101-14104 total	0	2,864,465	6,743	2,871,208	

1
2
3
4	
2. Dividends on investments in shares 
of subsidiaries and affiliates of 

Lending organizations
Other organizations
Non-resident banks
Other non-resident organizations

14201
14202
14203
14204	

0
312,999
0
0	

0
0
29,924
0	

0
312,999
29,924
0	
	Symbols 14201-14204 total	0	312,999	29,924	342,923	

1
2
3
4	
3. Income from an interest in businesses 
(other than joint-stock companies)

Lending organizations
Non-resident banks
Other organizations
Other non-resident organizations

14301
14302
14303
14304	

0
0
0
0	

0
0
0
0	

0
0
0
0	
	Symbols 14301-14304 total	0	0	0	0	

1
2
3
4	
4. Income from an interest 
in subsidiaries and affiliates 
(other than joint-stock companies)

Lending organizations
Non-resident banks
Other organizations
Other non-resident organizations

14401
14402
14403
14404	

0
0
2,556
0	

0
0
0
0	

0
0
2,556
0	
	Symbols 14401-14404 total	0	2,556	0	2,556	
	Section 4 total	0	3,180,020	36,667	3,216,687	

1

2

3	
Section 5. Positive revaluation

1. Positive revaluation of securities, funds in foreign currencies, precious metals

Securities (balance account # 70602, 
for preparation of the annual statement -
balance account # 70702) 
Funds in foreign currencies (balance account 
# 70603, for preparation of the annual 
statement - balance account # 70703) 
Precious metals (balance account # 70604, 
for preparation of the annual statement -
balance account # 70704)

15101

15102

15103	

166,937

2,679,629,806

599,423,803	

x

x

x	

166,937

2,679,629,806

599,423,803	
	Symbols 15101-15103 total	0	3,279,220,546	x	3,279,220,546	

1
2
3
4	
2. Income from embedded derivatives 
non-detachable from the underlying contract 
(balance account # 70605, for preparation 
of the annual statement -balance account 
# 70705):

On changes in securities prices
From changes in the foreign exchange rates
On changes in the price index
From changes in other variables

15201
15202
15203
15204	

0
3,239,183
0
107,474	

x
x
x
x	

0
3,239,183
0
107,474	
	Symbols 15201-15204 total	0	3,346,657	x	3,346,657	
	Section 5 total	0	3,282,567,203	x	3,282,567,203	

1
2
3
4
5	
Section 6. Other operating income

1. Income from settlement (delivery-free) 
fixed term transactions

From changes in the interest rate
From changes in securities prices
From changes in the foreign exchange rates
From changes in the price index
From changes in other variables

16101
16102
16103
16104
16105	

389,246
0
18,288
2,134,928
0	

284,870
0
3,955,066
0
0	

674,116
0
3,973,354
2,134,928
0	
	Symbols 16101-16105 total	0	2,542,462	4,239,936	6,782,398	

1
2

3	
2. Fees received

For transactions in currency valuables 
For intermediary services under broking 
and similar contracts 
Under other transactions

16201
16202

16203	

376,757
2,221,517

27,403,377	

16,616
55,068

1,756,825	

393,373
2,276,585

29,160,202	
	Symbols 16201-16203 total	0	30,001,651	1,828,509	31,830,160	

1
2
3
4
5

6	
3. Other operating income

From lease of property
From retirement (sale) of property
From write-up of fixed assets after write-down
Delivery of assets for trust management
From restoration of reserves 
for possible losses, less reserves 
for non-credit contingencies 
Other operating income

16301
16302
16303
16304
16305

16306	

392,235
141,942
0
0
770,065,607

4,837,891	

0
x
x
0
x

1,241,331	

392,235
141,942
0
0
770,065,607

6,079,222	
	Symbols 16301-16306 total	0	775,437,675	1,241,331	776,679,006	
	Section 6 total	0	807,981,788	7,309,776	815,291,564	
	
Total for income group B "Operating income" 
Sections (3-6)
		
4,103,416,661	
7,346,443	
4,110,763,104	

1

2
3	
C. Other income

Section 7. Other income

1. Fines, penalties, forfeits

From operations of raising 
and granting (placing) funds
From other bank operations and transactions 
From other (business) operations

17101

17102
17103	

5,255,664

10,210
24,671	

505,835

15
0	

5,761,499

10,225
24,671	
	Symbols 17101-17103 total	0	5,290,545	505,850	5,796,395	

1

2
3	
2. Income of previous years discovered 
in the reporting year

From operations of raising 
and granting (placing) funds
Other bank operations and transactions 
From other (business) operations

17201

17202
17203	

2,117,472

29,867
158,187	

150,132

210
648	

2,267,604

30,077
158,835	
	Symbols 17201-17203 total	0	2,305,526	150,990	2,456,516	

1
2

3

4

5	
3. Other income included in the other category

From property received free of charge 
Proceeds to compensate for losses, including 
insurance compensation from insurers
From the posting of surpluses of: 
tangible valuables 
cash
From write-off of liabilities 
and unclaimed accounts payable 
Other income
including: From restoration of reserves
for non-credit contingencies

17301
17302

17303
17304
17305

17306
17307	

9
37,724

20,885
39,565
148,269

121,724
0	

0
0

0
4,961
1,012

10,250
x	

9
37,724

20,885
44,526
149,281

131,974
0	
	Symbols 17301-17306 total	0	368,176	16,223	384,399	
	Section 7 total	0	7,964,247	673,063	8,637,310	
	
Total for income group C "Other income" 
(Section 7)
	
0	
7,964,247	
673,063	
8,637,310	
	Total for Chapter I "Income"(Sections 1-7)	10000	4,766,357,047	78,203,951	4,844,560,998	

1
2
3
4	
Chapter II. EXPENSES

A. From bank operations and other transactions

Section 1. Interest expenses

1. On loans received from:

Bank of Russia 
Lending organizations 
Non-resident banks 
Other creditors

21101
21102
21103
21104	

14,585,285
386,514
31,477
0	

0
47,477
1,956,516
0	

14,585,285
433,991
1,987,993
0	
	Symbols 21101-21104 total	0	15,003,276	2,003,993	17,007,269	

1

2

3

4

5

6

7
8
9
10
11
12
13
14	
2. On cash in bank accounts held 
by clients - legal entities

Financial organizations owned by the federal government
Commercial organizations owned by the federal government
Non-profit organizations owned by the federal government
Financial organizations owned by the state (other than the federal government)
Commercial organizations owned by the state (other than the federal government)
Non-profit organizations owned by the state (other than the federal government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Lending organizations 
Non-resident banks 
Sole traders
Non-resident sole traders 
Non-resident legal entities

21201

21202

21203

21204

21205

21206

21207
21208
21209
21210
21211
21212
21213
21214	

146

770,286

178,136

282

127,669

25,813

220,310
5,059,486
236,132
157,091
109,446
29,473
0
8,343	

0

8,371

817

0

3

14

1,330
332,080
1,430
1,066
398
18
0
282	

146

778,657

178,953

282

127,672

25,827

221,640
5,391,566
237,562
158,157
109,844
29,491
0
8,625	
	Symbols 21201-21214 total	0	6,922,613	345,809	7,268,422	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
3. On deposits from legal entities

The Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Non-resident legal entities 
Lending organizations 
Non-resident banks 
Bank of Russia

21301
21302

21303

21304

21305

21306

21307

21308

21309

21310

21311
21312
21313
21314
21315
21316
21317	

10,788
2,866,932

0

2,134

489

122,346

13,663

7,105

33,329

24,922

624,952
4,986,218
431,305
37,907
2,973
0
0	

0
0

0

0

0

75,702

9

0

36

10

16,385
6,834,298
8,937
47,453
2
0
0	

10,788
2,866,932

0

2,134

489

198,048

13,672

7,105

33,365

24,932

641,337
11,820,516
440,242
85,360
2,975
0
0	
	Symbols 21301-21317 total	0	9,165,063	6,982,832	16,147,895	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
4. On other funds raised from legal entities

The Ministry of Finance of Russia 
Financial agencies of Russian constituent 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Non-resident legal entities 
Lending organizations 
Non-resident banks
Bank of Russia

21401
21402

21403

21404

21405

21406

21407

21408

21409

21410

21411
21412
21413
21414
21415
21416
21417	

0
121

5

0

0

0

0

0

0

0

168,965
0
16
0
11,434
0
18,155	

0
0

0

0

0

0

0

0

0

0

0
0
0
6,430,468
5
468,227
0	

0
121

5

0

0

0

0

0

0

0

168,965
0
16
6,430,468
11,439
468,227
18,155	
	Symbols 21401-21417 total	0	198,696	6,898,700	7,097,396	

1
2	
5. On cash in bank accounts held 
by individual clients

Citizens of the Russian Federation 
Non-residents

21501
21502	

3,007,287
390	

2
0	

3,007,289
390	
	Symbols 21501-21502 total	0	3,007,677	2	3,007,679	

1
2	
6. On deposits from individual clients

Citizens of the Russian Federation 
Non-residents

21601
21602	

125,436,433
245,022	

12,762,711
232,357	

138,199,144
477,379	
	Symbols 21601-21602 total	0	125,681,455	12,995,068	138,676,523	

1
2	
7. On other funds raised from individual clients

Citizens of the Russian Federation 
Non-residents

21701
21702	

0
0	

0
0	

0
0	
	Symbols 21701-21702 total	0	0	0	0	

1
2
3
4	
8. On issued debentures, including 

Bonds
Certificates of deposit 
Savings certificates 
Notes

21801
21802
21803
21804	

0
31,542
385,285
2,269,461	

0
0
0
26,413	

0
31,542
385,285
2,295,874	
	Symbols 21801-21804 total	0	2,686,288	26,413	2,712,701	
	Section 1 total	0	162,665,068	29,252,817	191,917,885	

1	
Section 2. Other expenses on bank operations 
and other transactions

1. Expenses on purchase and sale of foreign 
currency, cash and non-cash

Expenses on purchase and sale of foreign 
currency, cash and non-cash

22101	

49,269,964	

x	

49,269,964	
	Symbol 22101 total	0	49,269,964	x	49,269,964	

1
2
3	
2. Expenses on other transactions, including

Redemption and sale of acquired claims
Trust management of assets 
Operations in precious metals 
and precious stones

22201
22202
22203	

0
72
2,360,437	

x
5
x	

0
77
2,360,437	
	Symbols 22201-22203 total	0	2,360,509	5	2,360,514	
	Section 2 total	0	51,630,473	5	51,630,478	
	
Total for expense group A "On bank operations 
and other transactions" (Sections 1-2)
	0	214,295,541	29,252,822	243,548,363	

1
2

3
4
5
6
7
8
9	
B. Operating expenses

Section 3. Expenses on securities transactions 
less interest, dividends and revaluation

1. Expenses on transactions 
in acquired securities of

The Russian Federation
Russian constituent entities 
and local self-government agencies
Bank of Russia
Lending organizations
Other securities
Foreign countries
Non-resident banks
Other securities of non-residents
Expenses of professional players 
of the securities market related to purchase 
and sale of securities (less the cost 
of consulting and information services)

23101
23102

23103
23104
23105
23106
23107
23108
23109	

188,354
74,791

495,345
2,489
961,247
90,627
56,496
142,683
0	

x
x

x
x
x
x
x
x
0	

188,354
74,791

495,345
2,489
961,247
90,627
56,496
142,683
0	
	Symbols 23101-23109 total	0	2,012,032	0	2,012,032	

1	
2. Expenses on transactions 
in issued securities

Expenses on transactions in issued securities

23201	

0	

0	

0	
	Symbol 23201 total	0	0	0	0	
	Section 3 total	0	2,012,032	0	2,012,032	

1

3

4	
Section 4. Negative revaluation

1. Negative revaluation of securities, funds 
in foreign currencies, precious metals

Securities (balance account # 70607, 
for preparation of the annual statement -
balance account # 70707) 
Funds in foreign currencies (balance account 
# 70608, for preparation of the annual 
statement - balance account # 70708) 
Precious metals (balance account # 70609, 
for preparation of the annual statement -
balance account # 70709)

24101

24102

24103	

1,900,239

2,677,232,815

596,596,116	

x

x

x	

1,900,239

2,677,232,815

596,596,116	
	Symbols 24101-24103 total	0	3,275,729,170	x	3,275,729,170	

1
2
3
4	
2. Expenses on embedded derivatives 
non-detachable from the underlying contract 
(balance account # 70610, for preparation 
of the annual statement -balance account 
# 70710):

On changes in securities prices
On changes in the foreign exchange rates
On changes in the price index
On changes in other variables

24201
24202
24203
24204	

0
3,799,406
0
286,444	

x
x
x
x	

0
3,799,406
0
286,444	
	Symbols 24201-24204 total	0	4,085,850	x	4,085,850	
	Section 4 total	0	3,279,815,020	x	3,279,815,020	

1
2
3
4
5	
Section 5. Other operating expenses

1. Expenses on settlement (delivery-free) 
fixed-term transactions

On changes in the interest rate
On changes in securities prices
On changes in the foreign exchange rates
On changes in the price index
On changes in other variables

25101
25102
25103
25104
25105	

983,619
0
490,718
3,373,189
0	

87,506
0
1,952,952
0
0	

1,071,125
0
2,443,670
3,373,189
0	
	Symbols 25101-25105 total	0	4,847,526	2,040,458	6,887,984	

1
2

3

4
5

6	
2. Fees paid

For transactions in currency valuables
For cash management services and maintenance
of bank accounts
For money transfer services, incl. services 
of payment and settl. systems
For guarantees and surety received
For intermediary services under broking
and similar contracts
Under other transactions

25201
25202

25203

25204
25205

25206	

0
736

3,606,224

0
23,880

549,278	

2,309
29,075

996,708

0
0

165,399	

2,309
29,811

4,602,932

0
23,880

714,677	
	Symbols 25201-25206 total	0	4,180,118	1,193,491	5,373,609	

1
2

3	
3. Other operating expenses, including

Delivery of assets for trust management 
Deductions to reserves for possible losses
less reserves for non-credit contingencies 
Other operating expenses

25301
25302

25303	

0
754,170,463

5,325,410	

0
x

389,116	

0
754,170,463

5,714,526	
	Symbols 25301-25303 total	0	759,495,873	389,116	759,884,989	
	Section 5 total	0	768,523,517	3,623,065	772,146,582	

1

2

3

4	
Section 6. Expenses on support of operations 
of the lending organization

1. Labor costs

Cost of remuneration, including bonuses 
and compensation
Taxes and charges deducted from the salary 
and paid by employers under laws 
of the Russian Federation 
Expenses related to personnel relocation 
(other than labor costs) 
Other costs of maintaining personnel

26101

26102

26103

26104	

100,988,979

22,643,704

634

1,052,403	

18,161

0

0

0	

101,007,140

22,643,704

634

1,052,403	
	Symbols 26101-26104 total	0	124,685,720	18,161	124,703,881	

1
2

3	
2. Depreciation of 

Fixed assets
Fixed assets obtained on terms 
of financial leasing
Intangible assets

26201
26202

26203	

18,140,904
0

139,960	

x
x

x	

18,140,904
0

139,960	
	Symbols 26201-26203 total	0	18,280,864	x	18,280,864	

1

2

3
4

5
6
7	
3. Expenses related to upkeep (operation)
of property and its retirement, including

Cost of repair of fixed assets 
and other property
Cost of upkeep of fixed assets and other
property (including utility expenses)
Rent for leased fixed assets and other property
Fee for the right to use intellectual 
property items
Write-off of the value of stocks 
Write-down of fixed assets 
Retirement (sale) of property

26301

26302

26303
26304

26305
26306
26307	

2,019,037

10,634,984

4,109,287
1,741,102

2,410,110
0
13,150,847	

0

1,941

10,029
5,647

x
x
x	

2,019,037

10,636,925

4,119,316
1,746,749

2,410,110
0
13,150,847	
	Symbols 26301-26307 total	0	34,065,367	17,617	34,082,984	

1
2
3
4
5
6

7
8
9
10
11

12	
4. Organization and administrative expenses

Training and retraining of staff
Business trips
Security guard
Advertising
Entertainment expenses
Communication, telecom and information
systems services
Court and arbitration costs
Audit
Publication of reports 
Insurance
Taxes and charges included in expenses 
under laws of the Russian Federation
Other organization and administrative expenses

26401
26402
26403
26404
26405
26406

26407
26408
26409
26410
26411

26412	

150,810
933,463
2,681,479
1,994,243
85,399
5,476,973

176,965
8,700
1,513
16,001,424
12,860,944

5,696,252	

11,668
5,201
223
41,101
1,293
163,340

0
665
121
0
113,909

802,917	

162,478
938,664
2,681,702
2,035,344
86,692
5,640,313

176,965
9,365
1,634
16,001,424
12,974,853

6,499,169	
	Symbols 26401-26412 total	0	46,068,165	1,140,438	47,208,603	
	Section 6 total	0	22,310,0116	1,176,216	224,276,332	
	
Total for expense group B "Operating expenses" 
Sections (3-6)
		
4,273,450,685	
4,799,281	
4,278,249,966	

1

2
3	
C. Other expenses

Section 7. Other expenses

1. Fines, penalties, forfeits

Operations of raising and granting 
(placing) funds
Other bank operations and transactions 
Other (business) operations

27101

27102
27103	

312,295

3,998
35,240	

0

0
547	

312,295

3,998
35,787	
	Symbols 27101-27103 total	0	351,533	547	352,080	

1

2
3	
2. Expenses of previous years discovered 
in the reporting year

Operations of raising and granting 
(placing) funds
Other bank operations and transactions 
Other (business) operations

27201

27202
27203	

426,947

1,381,973
393,947	

45,849

1,127
835	

472,796

1,383,100
394,782	
	Symbols 27201-27203 total	0	2,202,867	47,811	2,250,678	

1
2
3

4

5
6

7

8	
3. Other expenses included in other categories

Payments to compensate for losses incurred 
Write-off of the shortage of stocks 
Write-off of the shortage of cash, amounts 
of bills that have signs of forgery
Write-off of assets (claims) and unclaimed 
accounts receivable 
Charity expenses and other similar expenses
Expenses to hold sporting events, 
recreation, cultural and educational events 
and other similar events
Expenses resulting from force majeure 
in business operations 
Other expenses
including: Deductions to reserves 
for non-credit contingencies

27301
27302
27303

27304

27305
27306

27307

27308
27309	

158,477
0
0

53

1,168,108
558,072

0

388,590
0	

63
0
0

0

108,147
5,855

0

34
x	

158,540
0
0

53

1,276,255
563,927

0

388,624
0	
	Symbols 27301-27308 total	0	2,273,300	114,099	2,387,399	
	Section 7 total	0	4,827,700	162,457	4,990,157	
	
Total for expense group C "Other expenses" 
(Section 7)
	0	4,827,700	162,457	4,990,157	
	Expenses in Sections 1-7 total	0	4,492,573,926	34,214,560	4,526,788,486	
	
Profit before tax (symbol 10000 minus line 
"Sections 1-7 total expenses")
	
01000	
x	
x	
317,772,512	
	
Loss before tax (line "Sections 1-7 total 
expenses" minus symbol 10000)
	
02000	
x	
x	
0	

1	
Section 8. Profit tax (balance account
# 70611, for preparation of the annual 
statement - balance account # 70711)

Profit tax

28101	

63,464,334	

x	

63,464,334	
	Section 8 total	0	63,464,334	x	63,464,334	
	Chapter II "Expenses" total (Sections 1-8)	20000	4,556,038,260	34,214,560	4,590,252,820	

1

2

1

2	
III. FINANCIAL RESULT
after tax and its utilization

Section 1. Financial result after tax

Profit after tax (symbol 01000 
minus symbol 28101)

Loss after tax (symbol 02000 plus symbol 
28101 or symbol 28101 minus symbol 01000)

Section 2. Payments from profit after tax 
(balance account # 70612, for preparation 
of annual statement - balance account # 70712)

Allocations made to shareholders (members) 
as dividends

Deductions to create and replenish 
the reserve fund

31001

31002

32001

32002	

x

x

0

0	

x

x

x

x	

254,308,178

0

0

0	
	Section 2 total	32101	0	x	0	

1

2	
Section 3. Financial result per statement

Unused profit (symbol 31001 minus symbol 32101)

Loss (symbol 31002 plus symbol 32101 
or symbol 32101 minus symbol 31001)

33001

33002	

x

x	

x

x	

254,308,178

0	

Reference section

RUR’000	
No. of
line	
Description of the figure	
Amount	
1	2	3	
1	Business development expenses, total, including:	0	
1.1	labor costs, including bonuses and compensation (part of symbol 26101)	0	
1.2	taxes and charges deducted from the salary and paid by employers under laws 
of the Russian Federation (part of symbol 26102)	0	
1.3	expenses related to personnel relocation (less labor costs) (part of symbol 26103)	0	
1.4	other costs of maintaining personnel (part of symbol 26104)	0	
1.5	depreciation of fixed assets (part of symbol 26201)	0	
1.6	depreciation of fixed assets obtained on terms of financial leasing (part of symbol 26202)	0	
1.7	depreciation of intangible assets (part of symbol 26203)	0	
1.8	cost of repair of fixed assets and other property (part of symbol 26301)	0	
1.9	cost of the upkeep of fixed assets and other property (including utility expenses) 
(part of symbol 26302)	0	
1.10	cost of rent for leased fixed assets and other property (part of symbol 26303)	0	
1.11	cost of write-off of stocks (part of symbol 26305)	0	
1.12	cost of staff training and retraining (part of symbol 26401)	0	
1.13	cost of business trips (part of symbol 26402)	0	
1.14	cost of security guard (part of symbol 26403)	0	
1.15	advertising costs (part of symbol 26404)	0	
1.16	entertainment costs (part of symbol 26405)	0	
1.17	cost of communications, telecom and information systems services (part of symbol 26406)	0	
1.18	insurance costs (part of symbol 26410)	0	
1.19	other organization and administrative costs (part of symbol 26412)	0	

Deputy Chairman
of the Management Board of OJSC Sberbank of Russia	A.A. Karamzin

Acting Chief Accountant of Sberbank of Russia - Director of the Accounting and Reporting
Department	V.I. Tkachenko

/Seal/

Executed by: T.M. Zuykova
Telephone: 957-54-61

07.10.2011

Form checksum: 62740
Program version (.EXE): 18.03.2010
Descriptor version (.PAK): 15.02.2011