Bank Reporting
Territory code under OKATO	Code of lending organization (branch)	
	under OKPO	Main State Registration number	Registration number (/reference number)	BIC	
45293554000	00032537	1027700132195	1481	044525225	

PROFIT AND LOSS STATEMENT OF A LENDING ORGANIZATION
as of 01.04.11
Abbreviated company name of the lending organization
OJSC Sberbank of Russia

Mail address
19 Vavilova St., Moscow 117997
Form code under OKUD 0409102
Quarterly
RUR’000
No.
of
line	Item description	Symbols	Amounts	Total
(col.4 + col.5)	
			in rubles	in a foreign currency and precious metals in the ruble equivalent		
1	2	3	4	5	6	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17
18
19	
Chapter I. INCOME

A. From bank operations and other transactions

Section 1. Interest income

1. On loans granted to

the Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations
Non-governmental commercial organizations
Non-governmental non-profit organizations
Sole traders
Citizens (natural persons) 
Non-resident legal entities 
Non-resident natural persons 
Lending organizations 
Non-resident banks

11101
11102

11103

11104

11105

11106

11107

11108

11109

11110

11111
11112
11113
11114
11115
11116
11117
11118
11119	

0
2,918,257

0

128

104

906,610

116,925

715

380,029

5,814

864,786
76,241,173
130,070
3,562,048
47,205,733
814,517
170
69,566
92,260	

0
0

0

0

0

538,203

0

0

4,817

0

38,414
14,174,341
0
3,798
448,965
3,163,946
33
56,091
231,206	

0
2,918,257

0

128

104

1,444,813

116,925

715

384,846

5,814

903,200
90,415,514
130,070
3,565,846
47,654,698
3,978,463
203
125,657
323,466	
	Symbols 11101-11119 total	0	133,308,905	18,659,814	151,968,719	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
2. From other funds placed in:

the Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies 
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations
Non-governmental commercial organizations
Non-governmental non-profit organizations
Non-resident legal entities
Lending organizations
Non-resident banks
Bank of Russia

11201
11202

11203

11204

11205

11206

11207

11208

11209

11210

11211
11212
11213
11214
11215
11216
11217	

0
0

0

0

0

0

0

0

0

0

164,764
40,700
0
0
266,146
0
0	

0
0

0

0

0

0

0

0

0

0

0
1,018
0
668,238
3,617
64,519
0	

0
0

0

0

0

0

0

0

0

0

164,764
41,718
0
668,238
269,763
64,519
0	
	Symbols 11201-11217 total	0	471,610	737,392	1,209,002	

1
2
3	
3. From cash in accounts held in 

Bank of Russia 
Lending organizations 
Non-resident banks

11301
11302
11303	

0
312
0	

0
5
14,312	

0
317
14,312	
	Symbols 11301-11303 total	0	312	14,317	14,629	

1
2
3	
4. From deposits placed in

Bank of Russia 
Lending organizations 
Non-resident banks

11401
11402
11403	

1,347,205
0
0	

0
0
14,359	

1,347,205
0
14,359	
	Symbols 11401-11403 total	0	1,347,205	14,359	1,361,564	

1
2

3
4
5
6
7
8	
5. From investments in debentures 
(less notes) of

the Russian Federation
Constituent entities of the RF 
and local self-government agencies
Bank of Russia
Lending organizations
Other debentures
Foreign countries
Non-resident banks
Other debentures of non-residents

11501
11502

11503
11504
11505
11506
11507
11508	

11,041,111
2,582,375

3,874,924
125
5,244,811
63,151
0
116,218	

894,783
0

0
0
26,218
106,713
187,240
1,418,820	

11,935,894
2,582,375

3,874,924
125
5,271,029
169,864
187,240
1,535,038	
	Symbols 11501-11508 total	0	22,922,715	2,633,774	25,556,489	

1
2

3
4
5
6
7
8	
6. From discounted notes of 

Federal agencies
Agencies of constituent entities of the RF 
and local self-government agencies
Lending organizations
Notes of other residents
State agencies of foreign countries
Local agencies of foreign countries
Non-resident banks
Notes of other non-residents

11601
11602

11603
11604
11605
11606
11607
11608	

0
0

0
0
0
0
0
0	

0
0

0
0
0
0
0
0	

0
0

0
0
0
0
0
0	
	Symbols 11601-11608 total	0	0	0	0	
	Section 1 total	0	158,050,747	22,059,656	180,110,403	

1
2	
Section 2. Interest income from bank operations 
and other transactions

1. Income from opening and maintaining bank 
accounts, cash management services for clients

Fee for opening and maintaining bank accounts
Fee for cash management services

12101
12102	

2,620,909
20,815,395	

16,012
751,048	

2,636,921 21,566,443	
	Symbols 12101-12102 total	0	23,436,304	767,060	24,203,364	

1	
2. Income from purchase and sale of foreign
currency, cash and non-cash

Income from purchase and sale of foreign 
currency, cash and non-cash

12201	

17,076,429	

x	

17,076,429	
	Symbol 12201 total	0	17,076,429	x	17,076,429	

1	
3. Income from the granting 
of bank guarantees and sureties

Income from the grant 
of bank guarantees and sureties

12301	

666,731	

53,323	

720,054	
	Symbol 12301 total	0	666,731	53,323	720,054	

1
2
3

4

5
6	
4. Income from other transactions

From redemption and sale of acquired claims
From transactions involving trust management
From operations in precious metals 
and precious stones
From the lease of special premises
and safe deposit boxes for documents 
and valuables
From transactions of financial leasing 
From performance of consulting 
and information services

12401
12402
12403

12404

12405
12406	

0
2,320
1,557,670

247,881

0
2,817,043	

x
0
x

0

0
1,246	

0
2,320
1,557,670

247,881

0
2,818,289	
	Symbols 12401-12406 total	0	4,624,914	1,246	4,626,160	
	Section 2 total	0	45,804,378	821,629	46,626,007	
	
Total for income group A "From bank operations 
and other transactions" (Sections 1-2)
	
0	
203,855,125	
22,881,285	
226,736,410	

1
2

3
4
5
6
7
8	
B. Operating income

Section 3. Income from securities transactions
less interest, dividends and revaluation

1. Income from transactions 
in purchased securities

The Russian Federation
Constitutent entities of the RF 
and local self-government agencies
Bank of Russia
Lending organizations
Other securities
Foreign countries
Non-resident banks
Other securities of non-residents

13101
13102

13103
13104
13105
13106
13107
13108	

308,981
95,083

222,200
2
3,737,670
11,721
16,153
107,977	

x
x

x
x
x
x
x
x	

308,981
95,083

222,200
2
3,737,670
11,721
16,153
107,977	
	Symbols 13101-13108 total	0	4,499,787		4,499,787	

1	
2. Income from transactions 
in issued securities

Income from transactions in issued securities

13201	

13,901	

0	

13,901	
	Symbol 13201 total	0	13,901	0	13,901	
	Section 3 total	0	4,513,688	0	4,513,688	

1
2
3
4	
Section 4. Income from an interest 
in other organizations

1. Dividends on investments in shares of

Lending organizations
Other organizations
Non-resident banks
Other non-resident organizations

14101
14102
14103
14104	

0
14,357
0
0	

0
1,569
0
564	

0
15,926
0
564	
	Symbols 14101-14104 total	0	14,357	2,133	16,490	

1
2
3
4	
2. Dividends on investments in shares 
of subsidiaries and affiliates of

Lending organizations
Other organizations
Non-resident banks
Other non-resident organizations

14201
14202
14203
14204	

0
0
0
0	

0
0
0
0	

0
0
0
0	
	Symbols 14201-14204 total	0	0	0	0	

1
2
3
4	
3. Income from an interest in businesses 
(other than joint-stock companies)

Lending organizations
Non-resident banks
Other organizations
Other non-resident organizations

14301
14302
14303
14304	

0
0
0
0	

0
0
0
0	

0
0
0
0	
	Symbols 14301-14304 total	0	0	0	0	

1
2
3
4	
4. Income from an interest in subsidiaries 
and affiliates (other than joint-stock companies)

Lending organizations
Non-resident banks
Other organizations
Other non-resident organizations

14401
14402
14403
14404	

0
0
0
0	

0
0
0
0	

0
0
0
0	
	Symbols 14401-14404 total	0	0	0	0	
	Section 4 total	0	14,357	2,133	16,490	

1

2

3	
Section 5. Positive revaluation

1. Positive revaluation of securities, funds in foreign currencies, precious metals

Securities (balance account # 70602, 
for preparation of the annual statement -
balance account # 70702) 
Funds in foreign currencies (balance account 
# 70603, for preparation of the annual 
statement - balance account # 70703) 
Precious metals (balance account # 70604, 
for preparation of the annual statement -
balance account # 70704)

15101

15102

15103	

234,602

622,132,791

102,993,157	

x

x

x	

234,602

622,132,791

102,993,157	
	Symbols 15101-15103 total	0	725,360,550	x	725,360,550	

1
2
3
4	
2. Income from embedded derivatives 
non-detachable from the underlying contract 
(balance account # 70605, for preparation 
of the annual statement -balance 
account # 70705):

From changes in securities prices
From changes in the foreign exchange rates
From changes in the price index
From changes in other variables

15201
15202
15203
15204	

0
977,656
0
32,149	

x
x
x
x	

0
977,656
0
32,149	
	Symbols 15201-15204 total	0	1,009,805	x	1,009,805	
	Section 5 total	0	726,370,355	x	726,370,355	

1
2
3
4
5	
Section 6. Other operating income

1. Income from settlement (delivery-free) 
fixed term transactions

From changes in the interest rate
From changes in securities prices
From changes in the foreign exchange rates
From changes in the price index
From changes in other variables

16101
16102
16103
16104
16105	

69,253
0
0
339,507
0	

0
0
1,771,076
0
0	

69,253
0
1,771,076
339,507
0	
	Symbols 16101-16105 total	0	408,760	1,771,076	2,179,836	

1
2

3	
2. Fees received

For transactions in currency valuables 
For intermediary services under broking 
and similar contracts 
Under other transactions

16201
16202

16203	

101,056
554,724

7,907,457	

5,352
39,538

513,898	

106,408
594,262

8,421,355	
	Symbols 16201-16203 total	0	8,563,237	558,788	9,122,025	

1
2
3
4
5

6	
3. Other operating income

From lease of property
From retirement (sale) of property
From write-up of fixed assets after write-down
Delivery of assets for trust management
From restoration of reserves for possible 
losses, less reserves for 
non-credit contingencies 
Other operating income

16301
16302
16303
16304
16305

16306	

133,056
41,084
0
0
231,502,201

1,004,314	

0
x
x
0
x

416,844	

133,056
41,084
0
0
231,502,201

1,421,158	
	Symbols 16301-16306 total	0	232,680,655	416,844	233,097,499	
	Section 6 total	0	241,652,652	2,746,708	244,399,360	
	
Total for income group B "Operating income" 
Sections (3-6)
		
972,551,052	
2,748,841	
975,299,893	

1

2
3	
C. Other income

Section 7. Other income

1. Fines, penalties, forfeits

From operations of raising 
and granting (placing) funds
Other bank operations and transactions 
From other (business) operations

17101

17102
17103	

1,687,514

4,921
9,783	

291,729

0
0	

1,979,243

4,921
9,783	
	Symbols 17101-17103 total	0	1,702,218	291,729	1,993,947	

1

2
3	
2. Income of previous years discovered 
in the reporting year

From operations of raising 
and granting (placing) funds
Other bank operations and transactions 
From other (business) operations

17201

17202
17203	

813,931

19,631
40,574	

87,378

129
650	

901,309

19,760
41,224	
	Symbols 17201-17203 total	0	874,136	88,157	962,293	

1
2

3

4

5	
3. Other income included in the other category

From property received free of charge 
Proceeds to compensate for losses, 
including insurance compensation from insurers
From the posting of surpluses of: 
tangible valuables 
cash
From write-off of liabilities and unclaimed 
accounts payable 
Other income
including: From restoration of reserves
for non-credit
contingencies

17301
17302

17303
17304
17305

17306
17307	

9
29,649

270
12,073
42,280

34,357
0	

0
0

0
618
331

49
x	

9
29,649

270
12,691
42,611

34,406
0	
	Symbols 17301-17306 total	0	118,638	998	119,636	
	Section 7 total	0	2,694,992	380,884	3,075,876	
	
Total for income group C "Other income" 
(Section 7)
	
0	
2,694,992	
380,884	
3,075,876	
	Total for Chapter I "Income"(Sections 1-7)	10000	1,179,101,169	26,011,010	1,205,112,179	

1
2
3
4	
Chapter II. EXPENSES

A. From bank operations and other transactions

Section 1. Interest expenses

1. On loans received from:

Bank of Russia 
Lending organizations 
Non-resident banks 
Other creditors

21101
21102
21103
21104	

4,808,440
134,813
8,668
0	

0
13,664
526,405
0	

4,808,440
148,477
535,073
0	
	Symbols 21101-21104 total	0	4,951,921	540,069	5,491,990	

1

2

3

4

5

6

7
8
9
10
11
12
13
14	
2. On cash in bank accounts 
held by clients - legal entities

Financial organizations owned 
by the federal government 
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government) 
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Lending organizations 
Non-resident banks 
Sole traders
Non-resident sole traders 
Non-resident legal entities

21201

21202

21203

21204

21205

21206

21207
21208
21209
21210
21211
21212
21213
21214	

38

256,402

73,076

154

42,587

9,001

65,685
1,834,629
80,001
53,700
35,161
9,992
0
1,594	

0

2,278

309

0

1

8

246
95,883
614
311
141
10
0
94	

38

258,680

73,385

154

42,588

9,009

65,931
1,930,512
80,615
54,011
35,302
10,002
0
1,688	
	Symbols 21201-21214 total	0	2,462,020	99,895	2,561,915	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
3. On deposits from legal entities

The Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Non-resident legal entities 
Lending organizations 
Non-resident banks 
Bank of Russia

21301
21302

21303

21304

21305

21306

21307

21308

21309

21310

21311
21312
21313
21314
21315
21316
21317	

0
201,724

0

122

489

46,671

263

3,415

15,743

9,148

247,239
1,687,012
144,060
9,159
2,747
0
0	

0
0

0

0

0

25,036

0

0

2

4

7,965
2,335,037
581
15,239
1
0
0	

0
201,724

0

122

489

71,707

263

3,415

15,745

9,152

255,204
4,022,049
144,641
24,398
2,748
0
0	
	Symbols 21301-21317 total	0	2,367,792	2,383,865	4,751,657	

1
2

3

4

5

6

7

8

9

10

11
12
13
14
15
16
17	
4. On other funds raised from legal entities

The Ministry of Finance of Russia 
Financial agencies of constituent entities 
of the RF and local self-government agencies 
State non-budget funds 
of the Russian Federation
Non-budget funds of constituent entities 
of the RF and local self-government agencies
Financial organizations owned 
by the federal government
Commercial organizations owned 
by the federal government
Non-profit organizations owned 
by the federal government
Financial organizations owned by the state 
(other than the federal government)
Commercial organizations owned by the state 
(other than the federal government)
Non-profit organizations owned by the state 
(other than the federal government)
Non-governmental financial organizations 
Non-governmental commercial organizations 
Non-governmental non-profit organizations 
Non-resident legal entities 
Lending organizations 
Non-resident banks
Bank of Russia

21401
21402

21403

21404

21405

21406

21407

21408

21409

21410

21411
21412
21413
21414
21415
21416
21417	

0
9

1

0

0

0

0

1

0

0

22,997
0
6
0
1,599
0
0	

0
0

0

0

0

0

0

0

0

0

0
0
0
1,994,196
0
239,204
0	

0
9

1

0

0

0

0

1

0

0

22,997
0
6
1,994,196
1,599
239,204
0	
	Symbols 21401-21417 total	0	24,613	2,233,400	2,258,013	

1
2	
5. On cash in bank accounts 
held by individual clients

Citizens of the Russian Federation Non-residents

21501
21502	

861,491
1,662	

0
0	

861,491
1,662	
	Symbols 21501-21502 total	0	863,153	0	863,153	

1
2	
6. On deposits from individual clients

Citizens of the Russian Federation 
Non-residents

21601
21602	

44,360,120
89,336	

4,174,102
51,487	

48,534,222
140,823	
	Symbols 21601-21602 total	0	44,449,456	4,225,589	48,675,045	

1
2	
7. On other funds raised from individual clients

Citizens of the Russian Federation 
Non-residents

21701
21702	

0
0	

0
0	

0
0	
	Symbols 21701-21702 total	0	0	0	0	

1
2
3
4	
8. On issued debentures, including 

Bonds
Certificates of deposit 
Savings certificates 
Notes

21801
21802
21803
21804	

0
11,890
145,128
969,014	

0
0
0
6,349	

0
11,890
145,128
975,363	
	Symbols 21801-21804 total	0	1,126,032	6,349	1,132,381	
	Section 1 total	0	56,244,987	9,489,167	65,734,154	

1	
Section 2. Other expenses on bank operations 
and other transactions

1. Expenses on purchase and sale 
of foreign currency, cash and non-cash

Expenses on purchase and sale 
of foreign currency, cash and non-cash

22101	

8,510,574	

x	

8,510,574	
	Symbol 22101 total	0	8,510,574	x	8,510,574	

1
2
3	
2. Expenses on other transactions, including

Redemption and sale of acquired claims
Trust management of assets 
Operations in precious metals 
and precious stones

22201
22202
22203	

0
20
594,998	

x
0
x	

0
20
594,998	
	Symbols 22201-22203 total	0	595,018	0	595,018	
	Section 2 total	0	9,105,592	0	9,105,592	
	
Total for expense group A "On bank operations 
and other transactions" (Sections 1-2)
	
0	
65,350,579	
9,489,167	
74,839,746	

1
2

3
4
5
6
7
8
9	
B. Operating expenses

Section 3. Expenses on securities transactions 
less interest, dividends and revaluation

1. Expenses on transactions in acquired securities of

The Russian Federation
Constituent entities of the RF 
and local self-government agencies
Bank of Russia
Lending organizations
Other securities
Foreign countries
Non-resident banks
Other securities of non-residents
Expenses of professional players 
of the securities market related to purchase 
and sale of securities (less the cost 
of consulting and information services)

23101
23102

23103
23104
23105
23106
23107
23108
23109	

86,661
3,104

236,481
49
406,999
43,841
501
44,923
0	

x
x

x
x
x
x
x
x
0	

86,661
3,104

236,481
49
406,999
43,841
501
44,923
0	
	Symbols 23101-23109 total	0	822,559	0	822,559	

1	
2. Expenses on transactions 
in issued securities

Expenses on transactions in issued securities

23201	

0	

0	

0	
	Symbol 23201 total	0	0	0	0	
	Section 3 total	0	822,559	0	822,559	

1

2

3	
Section 4. Negative revaluation

1. Negative revaluation of securities, 
funds in foreign currencies, precious metals

Securities (balance account # 70607, 
for preparation of the annual statement -
balance account # 70707) 
Funds in foreign currencies (balance account 
# 70608, for preparation of the annual 
statement - balance account # 70708) 
Precious metals (balance account # 70609, 
for preparation of the annual statement -
balance account # 70709)

24101

24102

24103	

253,077

633,172,845

102,111,628	

x

x

x	

253,077

633,172,845

102,111,628	
	Symbols 24101-24103 total	0	735,537,550	x	735,537,550	

1
2
3
4	
2. Expenses on embedded derivatives 
non-detachable from the underlying contract 
(balance account # 70610, for preparation 
of the annual statement - balance account 
# 70710):

From changes in securities prices
On changes in the foreign exchange rates
On changes in the price index
On changes in other variables

24201
24202
24203
24204	

0
1,780,455
0
19,738	

x
x
x
x

0
1,780,455
0
19,738	
	Symbols 24201-24204 total	0	1,800,193	x	1,800,193	
	Section 4 total	0	737,337,743	x	737,337,743	

1
2
3
4
5	
Section 5. Other operating expenses

1. Expenses on settlement (delivery-free) 
fixed-term transactions

On changes in the interest rate
On changes in securities prices
On changes in the foreign exchange rates
On changes in the price index
On changes in other variables

25101
25102
25103
25104
25105	

27,970
0
180,348
212,440
0	

0
0
588,816
0
0	

27,970
0
769,164
212,440
0	
	Symbols 25101-25105 total	0	420,758	588,816	1,009,574	

1
2

3

4
5

6	
2. Fees paid

For transactions in currency valuables
For cash management services and maintenance
of bank accounts
For money transfer services, incl. services 
of payment and settl. systems
For guarantees and surety received
For intermediary services under broking 
and similar contracts
For other operations

25201
25202

25203

25204
25205

25206	

0
597

997,426

0
6,757

143,983	

702
5,222

278,358

0
0

101,652	

702
5,819

1,275,784

0
6,757

245,635	
	Symbols 25201-25206 total	0	1,148,763	385,934	1,534,697	

1
2

3	
3. Other operating expenses, including

Delivery of assets for trust management 
Deductions to reserves for possible losses 
less reserves for non-credit 
contingencies 
Other operating expenses

25301
25302

25303	

0
231,087,709

1,499,030	

0
x

27,933	

0
231,087,709

1,526,963	
	Symbols 25301-25303 total	0	232,586,739	27,933	232,614,672	
	Section 5 total	0	234,156,260	1,002,683	235,158,943	

1

2

3

4	
Section 6. Expenses on support of operations 
of the lending organization

1. Labor costs

Cost of remuneration, including bonuses 
and compensation
Taxes and charges deducted from the salary 
and paid by employers under laws 
of the Russian Federation 
Expenses related to personnel relocation 
(other than labor costs) 
Other costs of maintaining personnel

26101

26102

26103

26104	

26,975,769

6,642,913

335

287,011	

5,545

0

0

0	

26,981,314

6,642,913

335

287,011	
	Symbols 26101-26104 total	0	33,906,028	5,545	33,911,573	

1
2

3	
2. Depreciation of 

Fixed assets
Fixed assets obtained on terms 
of financial leasing
Intangible assets

26201
26202

26203	

6,095,316
0

40,548	

x
x

x

6,095,316
0

40,548	
	Symbols 26201-26203 total	0	6,135,864	x	6,135,864	

1

2

3
4

5
6
7	
3. Expenses related to upkeep (operation)
of property and its retirement, including

Cost of repair of fixed assets 
and other property
Cost of upkeep of fixed assets 
and other property (including utility expenses)
Rent for leased fixed assets and other property
Fee for the right to use intellectual 
property items
Write-off of the value of stocks 
Write-down of fixed assets 
Retirement (sale) of property

26301

26302

26303
26304

26305
26306
26307	

283,479

2,735,873

1,250,262
484,439

568,236
0
4,392,193	

0

436

1,974
627

x
x
x	

283,479

2,736,309

1,252,236
485,066

568,236
0
4,392,193	
	Symbols 26301-26307 total	0	9,714,482	3,037	9,717,519	

1
2
3
4
5
6

7
8
9
10
11

12	
4. Organization and administrative expenses

Training and retraining of staff
Business trips
Security guard
Advertising
Entertainment expenses
Communication, telecom and information 
systems services
Court and arbitration costs
Audit
Publication of reports 
Insurance
Taxes and charges included in expenses 
under laws of the Russian Federation
Other organization and administrative expenses

26401
26402
26403
26404
26405
26406

26407
26408
26409
26410
26411

26412	

25,535
216,867
802,988
433,588
19,712
1,209,930

38,359
0
0
5,112,435
2,842,297

1,255,690	

4,514
1,568
0
1,344
120
29,005

0
36
22
0
29,659

219,711	

30,049
218,435
802,988
434,932
19,832
1,238,935

38,359
36
22
5,112,435
2,871,956

1,475,401	
	Symbols 26401-26412 total	0	11,957,401	285,979	12,243,380	
	Section 6 total	0	61,713,775	294,561	62,008,336	
	
Total for expense group B "Operating expenses" 
Sections (3-6)
	
0	
1,034,030,337	
1,297,244	
1,035,327,581	

1

2
3	
C. Other expenses

Section 7. Other expenses

1. Fines, penalties, forfeits

Operations of raising and granting 
(placing) funds
Other bank operations and transactions 
Other (business) operations

27101

27102
27103	

65,772

0
4,381	

0

0
0	

65,772

0
4,381	
	Symbols 27101-27103 total	0	70,153	0	70,153	

1

2
3	
2. Expenses of previous years discovered 
in the reporting year

Operations of raising and granting 
(placing) funds
Other bank operations and transactions 
Other (business) operations

27201

27202
27203	

177,669

395,298
158,086	

38,067

602
835	

215,736

395,900
158,921	
	Symbols 27201-27203 total	0	731,053	39,504	770,557	

1
2
3

4

5
6

7

8	
3. Other expenses included in other categories

Payments to compensate for losses incurred 
Write-off of the shortage of stocks 
Write-off of the shortage of cash, amounts 
of bills that have signs of forgery
Write-off of assets (claims) 
and unclaimed accounts receivable 
Charity expenses and other similar expenses
Expenses to hold sporting events, recreation, 
cultural and educational events 
and other similar events
Expenses resulting from force majeure 
in business operations 
Other income
including: Deductions to reserves 
for non-credit contingencies

27301
27302
27303

27304

27305
27306

27307

27308
27309	

71,902
0
0

0

170,859
194,310

0

68,499
0	

0
0
0

0

17,858
1,228

0

7
x	

71,902
0
0

0

188,717
195,538

0

68,506
0	
	Symbols 27301-27308 total	0	505,570	19,093	524,663	
	Section 7 total	0	1,306,776	58,597	1,365,373	
	
Total for expense group C "Other expenses" 
(Section 7)
	
0	
1,306,776	
58,597	
1,365,373	
	Expenses in Sections 1-7 total	0	1,100,687,692	10,845,008	1,111,532,700	
	
Profit before tax (symbol 10000 minus line 
"Sections 1-7 total expenses")
	
01000	
x	
x	
93,579,479	
	
Loss before tax (line "Sections 1-7 total 
expenses" minus symbol 10000)
	
02000	
x	
x	
0	

1	
Section 8. Profit tax (balance account
# 70611, for preparation of the annual 
statement - balance account # 70711)

Profit tax

28101	

9,715,678	

x	

9,715,678	
	Section 8 total	0	9,715,678	x	9,715,678	
	Chapter II "Expenses" total (Sections 1-8)	20000	1,110,403,370	10,845,008	1,121,248,378	

1

2

1

2	
III. FINANCIAL RESULT
after tax and its utilization

Section 1. Financial result after tax

Profit after tax (symbol 01000 minus 
symbol 28101)

Loss after tax (symbol 02000 plus symbol 28101 
or symbol 28101 minus symbol 01000)

Section 2. Payments from profit after tax 
(balance account # 70612, for preparation 
of annual statement - balance account # 70712)

Allocations made to shareholders (members) 
as dividends

Deductions to create and replenish 
the reserve fund

31001

31002

32001

32002	

x

x

0

0	

x

x

x

x	

83,863,801

0

0

0	
	Section 2 total	32101	0	x	0	

1

2	
Section 3. Financial result per statement

Unused profit (symbol 31001 minus symbol 32101)

Loss (symbol 31002 plus symbol 32101 
or symbol 32101 minus symbol 31001)

33001

33002	

x

x	

x

x	

83,863,801

0	

Reference section

RUR’000	
No. of
line	
Description of the figure	
Amount	
1	2	3	
1	Business development expenses, total, including:	0	
1.1	labor costs, including bonuses and compensation (part of symbol 26101)	0	
1.2	taxes and charges deducted from the salary and paid by employers under laws 
of the Russian Federation (part of symbol 26102)	0	
1.3	expenses related to personnel relocation (less labor costs) (part of symbol 26103)	0	
1.4	other costs of maintaining personnel (part of symbol 26104)	0	
1.5	depreciation of fixed assets (part of symbol 26201)	0	
1.6	depreciation of fixed assets obtained on terms of financial leasing (part of symbol 26202)	0	
1.7	depreciation of intangible assets (part of symbol 26203)	0	
1.8	cost of repair of fixed assets and other property (part of symbol 26301)	0	
1.9	cost of the upkeep of fixed assets and other property (including utility expenses) 
(part of symbol 26302)	0	
1.10	cost of rent for leased fixed assets and other property (part of symbol 26303)	0	
1.11	cost of write-off of stocks (part of symbol 26305)	0	
1.12	cost of staff training and retraining (part of symbol 26401)	0	
1.13	cost of business trips (part of symbol 26402)	0	
1.14	cost of security guard (part of symbol 26403)	0	
1.15	advertising costs (part of symbol 26404)	0	
1.16	entertainment costs (part of symbol 26405)	0	
1.17	cost of communications, telecom and information systems services (part of symbol 26406)	0	

Deputy Chairman
of the Management Board of OJSC Sberbank of Russia	A.A. Karamzin

Chief Accountant of Sberbank of Russia - Director of the Accounting and Reporting
Department	A.V. Kruzhalov

/Seal/

Executed by: T.M. Zuykova
Telephone: 957-54-61

11.04.2011

Form checksum: 34271
Program version (.EXE): 18.03.2010
Descriptor version (.PAK): 15.02.2011