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	You pay the fee If you spend less than ₽5,000 or have less than ₽20,000 on your accounts	No fee If you spend ₽5,000 or more or have ₽20,000 or more on your accounts	More bonus points If you spend ₽20,000 or more or have ₽40,000 or more on your accounts	Maximum benefits If you spend ₽75,000 or more or have ₽150,000 or more on your accounts
Monthly fee	₽150	Free of charge	Free of charge	Free of charge
Card notifications per month	₽70	₽70	₽70	Free of charge
Cash at ATM commission-free	in Sberbank	in Sberbank	in Sberbank	All other countries
Fee for international wire transfers	1% of the transfer amount. Minimum: ₽30, maximum: ₽1,000
Cash withdrawal limit	₽50,000 per day ₽500,000 per month	₽150,000 per day ₽1,500,000 per month	₽300,000 per day ₽3,000,000 per month	₽500,000 per day ₽5,000,000 per month
Increased bonus points in cafes and restaurants			+5%	+5%
Increased bonus points for taxi rides				+5%
Increased bonus points at petrol stations				+10%