About Us

Being the oldest and the
largest Russian bank does not
stop Sberbank from

Sberbank Today

The current Sberbank has almost nothing left to remind us of the savings offices, in the form of which the Bank functioned for such a long period of time. What really amazes is that Sberbank is barely recognizable from itself of just 10 years ago!

The ability to change and move forward means that Sberbank is currently in an excellent condition. Being the oldest and the largest Russian bank does not stop Sberbank from competing openly and in good faith with other banking market players, keeping its finger on the pulse of financial and technological changes. Sberbank not only keeps up with modern market trends, but even remains ahead of them, confidently knowing its way around drastically changing technologies and customer preferences.

Leader of the Banking industry

Sberbank today is the circulatory system of the Russian economy, accounting for one third of its banking system. The Bank provides employment and a source of income for every 150th Russian family.

The leader of Russian banking industry accounts for 28.6% of aggregate banking assets (as of August 1, 2015).

The Bank is the key lender to the Russian economy and the biggest receiver of deposits in Russia: 44.9% of retail deposits, 37.7% of retail loans and 32.7% of loans to corporate customers account for Sberbank as of August 1, 2015.

Sberbank today is 14 territorial banks and over 16.5 thousand branches in all 83 constituent entities of the Russian Federation located across 11 time zones. Its international operations include CIS, Central and Eastern Europe, Turkey, UK, USA and other countries.

Sberbank services over 137 million retail clients and over 1.1 million corporate clients in 22 countries of presence.

Sberbank offers the widest selection of banking services for retail customers: from traditional deposits and various types of loans to bank cards, money transfers, bank insurance and brokerage services.

All retail loans are underwritten by Sberbank through the Credit Factory system, designed for effective assessment of credit risks and ensuring the high quality of the credit portfolio.

In its pursuit of even more convenient, modern and processable service, Sberbank is continually improving the opportunities of customers to control their accounts remotely. The Bank has established a system of remote service channels which comprises:

  • Оnline banking Sberbank Online (over 30 million active users);
  • Smartphone application Sberbank Online (over 18 million active users);
  • SMS service Mobile Bank (over 30 million active users);
  • One of the largest networks of ATMs and self-service terminals in the world (over 90 thousand terminals).

Sberbank is the largest issuer of debit and credit cards. Through a joint bank with BNP Paribas, Sberbank operates as a POS-lender under the Cetelem brand using the 'responsible lending' concept.

The Bank services all groups of corporate customers, small and medium businesses accounting for 33% of the Bank's corporate credit portfolio. The remaining portion is attributed to crediting large and largest corporate customers.

Sberbank Group today is a team of over 325 thousand qualified professionals who work to turn the Bank into the best service company with world class products and services. Sberbank pays special attention to employee training and professional development.

In 2014 more than 250 thousand employees underwent our corporate training programs, including those for top-managers in cooperation with the world’s leading business schools.

One of the highlights of the corporate life in 2014 was the launch of a new campus of Corporate University that was built to meet the highest standards of the world’s leading business schools. The University is to become a training and talent development centre that will raise a new generation of managers who are ready to handle global challenges posed by new economic realities and who are committed to the bank’s strategic goal of becoming a leader among the world’s most innovative financial institutions.

In 2014 Sberbank made a substantial step forward in IT development as part of creating an advanced system that would become the cornerstone of the bank’s competitive advantage in the world of widespread digital technologies. Among the key achievements in 2014 were an increase in the share of remote channel of corporate clients’ transactions to 94%, a great progress in implementing the IT platform consolidation project, substantially improved reliability and performance of IT systems and leadership in developing innovative banking products.

International Network

Sberbank today is a powerful modern bank which is rapidly becoming one of the major global financial institutions. Over recent years, Sberbank has significantly expanded its international presence. In addition to CIS countries (Kazakhstan, Ukraine and Belarus), Sberbank is present in nine countries of Central and Eastern Europe (Sberbank Europe AG, former VBI) and in Turkey (DenizBank).

The DenizBank acquisition transaction was completed in September 2012 and was the largest acquisition in the Bank's 170-year history.

Sberbank also has representative offices in Germany and China, and a branch office in India. The year 2013 marked the official launch of the Sberbank Brand in Europe.

The Group’s corporate investment business – Sberbank CIB[1] – has offices in New York, London, and Nicosia, which carry out operations on global markets and specialize in broker and dealer services on foreign markets and with foreign clients. Sberbank’s subsidiary bank Sberbank (Switzerland) AG is a platform for trade finance and structured loan deals, and carries out operations on global markets and provides clients transactional services.


The Central Bank of the Russian Federation is the principal shareholder and founder of Sberbank, holding 50% of the share capital plus one voting share. Both international and domestic investors feature among the shareholders of Sberbank of Russia.

The Bank's ordinary and preferred shares have been publicly traded on the Russian exchange markets since 1996. They are included into First Level List of Moscow Stock Exchange. American Depositary Receipts on ordinary shares are listed on the London Stock Exchange and on the Frankfurt Stock Exchange, they are also admitted to trading on the OTC market of the US.


1 On the basis of “CJSC Sberbank CIB”

General banking licence of the Central Bank of Russia 1481. The Bank's corporate website — www.sberbank.com, www.sberbank.ru.